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‘Loans for Single Mothers.’ This is a phrase I’ve seen tossed around the web, in searches, and as various website pages as the titles.

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The thing is, you really really want to avoid these cash advance companies.

To get a full idea about different loans out there, read our loans 101 guide.

It is usually repaid in a single or multiple instalments, hence the name “short term loan”.

Simply put, a short term loan is a loan that can be repaid in several instalments.

A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card.

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